$300 Mastercard Gift Card Giveaway – ends 12/6

H&R Block Emerald Advance Program
HR-block

H&R Block has asked me to help promote the Emerald Advance Line of Credit. The prize was provided and may be shipped to the winner by H&R Block, but all opinions expressed in the post are my own and not those of H&R Block. Entrants must be 18 or older and located in the US only. Winner to be chosen at random.

Here at Everything Mommyhood we know how tight cash can be around the holidays, with all the presents to buy, traveling, etc. We wanted to offer our readers a chance to win this great giveaway from H&R Block.

H&R Block recognizes that sometimes a bit of extra money can be the difference.

H&R Block’s Emerald Advance line of credit can help make the holidays – and the entire year – more enjoyable!

More details on the H&R Block Emerald Advance line of credit:

  • H&R Block will begin accepting applications in offices November 25th so set up your appointment today!
  • All you need to apply is an unexpired government-issued photo ID and your most recent pay stub (no W2 form required!)
  • You don’t already need to be an H&R Block client to apply
  • The Emerald Advance is a line of credit you can draw from as you need it. You can use it year-round for unexpected expenses and other short-term credit needs. It’s that easy!

With H&R Block’s Emerald Advance® line of credit, applicants may be eligible for up to $1,000 without having to jump through lots of hoops. The application process starts on November 25th which means the line of credit could be available in time for the holidays!

How do I apply?

Emerald Advance will be available in participating offices beginning November 25th

To apply, you will need:

  • Current earnings statement
  • Unexpired government-issued photo ID
  • Your Emerald Card (if you have one)
Benefits of the Emerald Advance
  • Load funds drawn from your line of credit to your H&R Block Emerald Prepaid MasterCard® for easy access.
  • Ability to pay down the balance on the Emerald Advance with a portion of your tax refund, if you so choose
  • Access to credit year-round

Whether using Emerald Advance to help cover holiday shopping, travel costs, meal planning or any unexpected expenses that come along throughout the year, being able to draw from a line of credit year-round allows more time for celebrating and less time for worrying!

 

What would you do with an Emerald Advance?

Connect with H&R Block:

Facebook & Twitter

One Lucky Reader is going to win a $300 H&R Block Branded Mastercard (works anywhere Mastercard is accepted) !


Giveaway organized by OurKidsMom. Ends December 6, 2013 at 11:59pm CST.

To enter please use the Rafflecopter form below. Good luck.

 

a Rafflecopter giveaway
 

Rules:You do not have to be a blogger to enter/win. An email address is required to enter. The winner will be chosen randomly through Rafflecopter and contacted via email. A reply to the winning email is required within 48 hours before a new winner is chosen. One person entering per household please. US ONLY please.

Disclosure: Everything Mommyhood is not responsible for sponsor prize shipment. Please contact ourkidsmom@gmail.com with questions or to see your business or blog featured on the next big event!
disclosure

 

Comments

  1. H&R Block appears to be involved in the Affordable Care Act.

  2. I like that part of my tax return can be used to pay down the balance on the card

    demureprincess7(at)gmail(dot)com

  3. I like that there is a whole are that has pre set questions and answers to questions that might come up more often.

  4. I never knew they offered a free Health Care Review.

  5. That they have a 1000.00 line of credit.

  6. rochelle johnson says:

    The Emerald Advance® is a year-round line of credit that provides the ability to repeatedly borrow and repay up to $1000

  7. Danielle F. says:

    I learned that you can pay down the balance on the Emerald Advance with a portion of your tax refund.

  8. Danielle Cordeau says:

    The emerald advance is a year round line of credit. (how awesome is that?

  9. I like that they offer free re-check of past years’ returns.

  10. If you’re approved, you walk out with a loaded card! That’s pretty fast!

  11. Shelley Beachy says:

    I am happy to see they will do a review of past years’ returns

  12. I learned that I am able to pay down the balance on the Emerald Advance with a portion of my tax refund!

  13. Michelle S says:

    I learned that the Emerald Advance line of credit will be available at participating offices on 11-25

  14. i learned that you can use it all year round

  15. I like that you can apply for the emerald loan as early as November 25th, and if you’re late at making a payment it is a 7.50 fee

  16. I learned that you can use a refund anticipation check to pay for the preparation fees without paying out of pocket up front

  17. Trasina McGahey says:

    I like that you can borrow and repay only what you need.

  18. Holly Briggs says:

    To apply I need a current earnings statement!

  19. golden storm says:

    I learned that you have the Ability to pay down the balance on the Emerald Advance with a portion of your tax refund, if you so choose

  20. Amanda Travis says:

    Nice to be able to borrow and pay what you need without the hassles.

  21. melikegarfield says:

    I could use the H&R Block Personal Planning & Advice

  22. The emerald advance has an annual fee of $45 and and 35% APR.

  23. Stacey Colegrove says:

    I didn’t even realize that H&R block offered something like the Emerald Advance for year-long credit!

  24. Angela Cash says:

    I learned that H&R Block offers a very useful database of Tax Articles on their website. In the past I have filed my taxes online and in the store with H&R Block and have always been pleased with the results.

  25. michelle l says:

    emerald advance

  26. Yvette travers says:

    Payments are reasonably low and convenient

  27. Jennifer Reed says:

    I learned more about their Emerald Advance. Which is a year-round line of credit that provides the ability to repeatedly borrow and repay up to $1000, depending on bank approval. Use it year-round for emergencies, car repairs, bills and other credit needs. Only borrow and repay the specific amount you need.

  28. I liked the 10 secrets to holiday gift giving perfection.

  29. Jennifer Dunaway says:

    Benefits of the Emerald Advance

    Load funds drawn from your line of credit to your H&R Block Emerald Prepaid MasterCard® for easy access.
    Ability to pay down the balance on the Emerald Advance with a portion of your tax refund, if you so choose
    Access to credit year-round

  30. I learned that you can get your tax refund on an Emerald Card.

  31. Christina Burrell says:

    You can use your credit year around.

  32. I like that you can get your return directly deposited and/or sent to you.

  33. nancy bowers says:

    I learned that you have the ability to pay down the balance on the Emerald Advance with a portion of your tax refund, if you so choose

  34. I never realized H&R Block is more than just taxes

  35. I like that with the Emerald Advance you only borrow and repay what you need.

  36. I learned they offer lines of credit for year round use.

  37. I like the Manage Your Health section, great info!
    Lots I didn’t know about.

  38. I learned that the Emerald Advance card has a $0.95 fee per bill pay. Seems a little high, but most of the other fees are reasonable.

  39. Tara Liebing says:

    I learned that 1st time tax payers can do their taxes online at H&R Block for free. (for the basics)

  40. The Emerald Advance is a year-round line of credit that provides the ability to borrow and repay up to $1000

  41. The emerald advance lets you borrow what you need!

  42. they are involved in health care…never knew that

  43. I learned about Emerald Advance card.

  44. I like how attuned they r to consumer needs!

  45. The Emerald Advance® is a year-round line of credit that provides the ability to repeatedly borrow and repay up to $1000

  46. candice moody says:

    I learned about the Emerald Advance card

  47. The card can be approved for up to $1,000, but can be paid off by using your tax refund if you want.

  48. Use it year-round – If approved, you are eligible to maintain your line of credit year-round.

  49. Stephanie Clark says:

    Liked the idea of the Emerald Advance line of credit

  50. Carmen Van Deursen says:

    I like that If approved, you are eligible to maintain your line of credit year-round127. Be prepared when the unexpected occurs.

  51. u can use all year round

  52. I learned you can get a year round line of credit

  53. Mandy capraun says:

    I have used H&R many times. I like the cash advance!

  54. Bethany Nikola says:

    I like that they will check previous tax returns.

  55. Deborah Braconnier says:

    The fact you can use this line of credit throughout the year and pay down with your tax return is great

  56. We use H&R Block for our taxes every year. Even though they are very expensive I am pleased with the quality of service we get from them.

  57. Denise Donaldson says:

    I like that you have access to year round credit.

  58. diana scholz says:

    I didn’t know I could get a line of credit all year round.

  59. You can use all year round!

  60. I learned tha H&R does more other than taxes

  61. I like that the double check previous years return. I got a deduction that we missed. Only $22, but hey it’s better than nothing!

  62. Jennifer T. says:

    I didn’t know that H&R Block did anything but taxes.

  63. Malka Gorelik says:

    Great place to get credit

  64. Bethany Adams says:

    I like that you can pull from the line of credit year round.

  65. I learned that If approved, you are eligible to maintain your line of credit year-round so you can prepared when the unexpected occurs.

  66. I like how you can use the line of credit anytime throughout the year

  67. I learned that everything can be done super easy and fast.

  68. Learned that hr block is more than just taxes

  69. jodi goins says:

    i like you can use the card year around and i like h and r block they always get you more money!

  70. I learned that H&R Block has a blog. Never knew that.

  71. that they offer a line of credit.

  72. I like that you can ask questions and get answers right on their website.

  73. learned about emerald advance

  74. Aubrey Stanley says:

    Using your tax retu

  75. I learned that the Emerald Advance is a year-round line of credit that provides the ability to repeatedly borrow and repay up to $1000.

  76. H & R Blocks line of credit is called Emerald Advance

  77. I didn’t know that they offer a free option for simple returns. I think that is very helpful.

  78. Brittany Jackson says:

    You can earn rewards on your emerald card

  79. Emerald card

  80. Kelly Reynolds says:

    I like that they review your past return to make sure you didnt miss anything!

  81. Amanda ward says:

    wow you can file now and get an advance

  82. I like that they have a Community section under “Get Answers.”

  83. Julie Smith says:

    I learned that the APR on this is 36% ! Yowza!

  84. Catherine says:

    I learned $45 Annual Fee – Assessed on the day the Emerald Advance is opened

  85. Elizabeth D says:

    I didn’t know you could get your refund on their debt card or even that they had one.

  86. You can have your return direct deposited to your bank account.

  87. learned you can use your credit year around

  88. Christina Swenson says:

    I want a tax refund

  89. Rachel E R says:

    I learned that H & R offers more products/services than just filing taxes! Who knew!?

  90. You can use the card year round.

  91. I like the free re-check of your previous return!

  92. I had no idea that H&R Block offered lines of credit!

  93. Paula Willbanks says:

    I learned that they provide lines of credit. I had no idea.

  94. Maggie Balboa says:

    Emerald Advance has a year round line of credit.

  95. I like that they offer a free look at your last years’ return

  96. Emerald Advance and the free re-check of previous refunds.

  97. Didn’t know they had lines of credit – interesting!

  98. Alexis K. says:

    I like that they’ll review your last THREE years tax returns!

  99. Melissa Moody says:

    Line of credit just in case is nice.

  100. i learned they will recheck your taxes for free

  101. Shannon Williams says:

    I didn’t realize they had a line of credit you can use year round; I only knew about their refund anticipation loans. With 6 kids there’s never a break in expenses so that’d be nice.

  102. Your tax refund can be direct deposited into your bank account

  103. Rachael martinus says:

    I like that h and r block does the credit. Especially the tax return advance at Christmas time

  104. I would like a consultation on IRA’s. But who wouldn’t love tax return time of year help…? as well…!

  105. Angela Reimus says:

    I like the “helpth” section. Our insurance hasn’t changed but I still have trouble understanding all the ins and outs if it sometimes! And I like that they will recheck past years returns.

  106. I learned that you can’t use the Emerald Card to pay for gas at the pump; you have to go inside to prepay for gas.

  107. emerald advance can be used all year round

  108. I learned about the Emerald Card and you can use your tax return to pay on the balance of the card.

  109. Annalise L. says:

    I learned H&R has a credit card! I did not know that!

  110. I learned that there are different ways to pay for their tax services, and also different ways to receive your tax refund.

  111. I learned that H&R Block will help you make sense of health care reform.

  112. The $1000 line of credit is very nice

  113. Mary Mosier says:

    Love the section on the Emerald Advance, didn’t even know that was possible

  114. sarah oswald says:

    I learned that The Emerald Advance® is a year-round line of credit that provides the ability to repeatedly borrow and repay up to $1000

  115. Stephanie says:

    You can borrow and repay only what you need

  116. Erin Ritter says:

    I learned that they offer free re-check of past years’ returns.

  117. Erica Williams says:

    I like that they have a quick response questions section of their website!

  118. I love that you can search for local offices by zip code

  119. i like that they offer the Health Insurance Marketplace

  120. I learned that you can use the credit all year!

  121. Delaney Mays says:

    I learned that you can borrow and repay for the amount that you need. That is awesome!

  122. susitravl says:

    I like that they offer year round services.

  123. They have tips on healthcare and understanding the new laws.

  124. tara darity says:

    I like that they offer free rechecks of past returns

  125. I learned that once they approve you for credit, you can access that line of credit all year long

  126. Melissa Marinho says:

    With H&R Block Emerald Advance, you are eligible to maintain your line of credit year-round!

  127. Like the Emerald Advance card. Like that you refund for tax can be deposited in your account automatically also.

  128. I like that they do a heath care review and you can use the line of credit all year long!!!

  129. Alayna Gonzalez says:

    I didn’t know you could file for free on their site. I honestly thought you had to pay for any of H&R’s services.

  130. I like that you can pay your balance on the emerald advance with party of your tax return if you want.

  131. I learned that home repairs can not be deducted on your taxes.

  132. I love that you can
    Load funds drawn from your line of credit to your H&R Block Emerald Prepaid MasterCard® for easy access.
    Ability to pay down the balance on the Emerald Advance with a portion of your tax refund, if you so choose
    Access to credit year-round.

    I always file at H&R Block

  133. emerald advance is a year round line of credit

  134. Lisa Brooks says:

    I like that fees are all upfront & you can use it over & over as needed thru the year.

  135. Elizabeth Hagin says:

    It can be used year round

  136. Maisha Davis says:

    I would like the Emerald Card!

  137. Leigh Ann H. says:

    I learned i’m actually a little scared of this: first title loans and payday advances, now this? I fear for those who take advantage and then are never able to catch up and pay off. :/

  138. you can get up to 1000.00 advance

  139. Terra Agueda says:

    i like the faq sections to get answers quickly.

  140. This sure would make a HUGE difference for my family’s Christmas!

  141. You only need two things to apply! They started doing it november 25th.

  142. I learned that you can’t deduct for home repairs.

  143. Brianna Knox says:

    I liked that it was really easy to find a H&R Block office near me!

  144. I didn’t know you could get a Refund Anticipation Check to pay for your tax preparation fees without having to pay up front. Cool !

  145. It’s cool that I can use some of my tax return to pay down my credit card. I have an H&R Block about 5 minutes away from me. Thank you 🙂

  146. I love the re-check 🙂

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