Mississippi Affordable College Savings Program #MACS529Day

This post was sponsored on behalf of Mississippi Affordable College Savings (MACS) program. All opinions stated are those of our own.

Mississippi Affordable College Savings Program

As a mom to children, I feel that it’s so important to help them plan for the future. I know my girls are still very young at age 4 and 7, but once they start going to school like my 7 year old, I believe it’s imperative to start thinking about their future even though it seems so far off. My husband and I both went to college and paid for it ourselves and with scholarships. It would have been great if our parents had set up something when we were younger like a college savings plan. I know personally, it really would have helped us out. For those who live in Mississippi, fortunately for you there is MACS – The Mississippi Affordable College Savings Program.

What is MACS?

The Mississippi Affordable College Savings Program is Mississippi’s 529 college savings plan that essentially works just like a Roth Retirement account. Any contributions that you make will grow tax free along the way, and not only that, they are also tax-free when used for college.

Another great feature of MACS is if you’re a Mississippi taxpayer, which more than likely you are if you’re looking into this program, there is a MS state tax deduction on the contributions you make to MACS each year! Of course there are limits, but it’s up to $20,000 for joint filers, and $10,000 for single filers.

Where can MACS be used?

Money that is saved with MACS can be used with any accredited college or university in the entire country and even some abroad!

What can MACS funds be used for?

Fortunately for you, MACS can be used for a large variety of costs associated with college. Tuition, room and board, a computer, any supplies that may be required by the school, and much more. If you don’t use the savings, because say for example, your child obtains a scholarship, you can roll the money in MACS to another child.

MACS is managed by TIAA-CREF Tuition Financing Inc., which is a national college savings plan leader that manages approximately ten state-sponsored 529 plans across the United States. MACS is offered through the Office of Mississippi State Treasurer, Lynn Fitch.


So why am I telling you about MACS now? There’s a special promotion to celebrate 5/29 Day which is coming up in just a few days! All throughout the entire month of May, if you open a MACS account with just a small contribution of $100 and you sign up for automatic contributions, MACS will automatically add in $50 after three months. Isn’t that great?!


Even if you already have a MACS account you can still participate! If you already contribute regularly you can learn more over at https://www.ms529.com/forms/529-day.shtml on how you can participate as well.

Now I’m sure some of you that are reading this do not live in Mississippi, but I do know I have a large audience in Mississippi, which is why I felt it was important to share this with you. I encourage you to check out your state to see if they have a college savings program for your children as well. It’s such a great program to start a college savings program for your child to help out with college costs later on in life. If you have family and friends located in the state of Mississippi, by all means, pass along this information to them so they can take advantage of the 5/29 Day!

Connect with College Savings Mississippi

Website | Facebook | Twitter

Do you have a college savings plan in place for your child? Are you interested in setting something up for them?

Disclosure: This post was sponsored on behalf of Mississippi Affordable College Savings (MACS) program. All opinions stated are those of our own. As always we only share topics and information we feel are beneficial to our readers. If you’d like to see your product or service featured here on Everything Mommyhood, please contact us at EverythingMommyhood@gmail.com.


  1. It is so important to think about our childrens future. College is so expensive. This sounds like a great program. We have a similar program in Florida. Thank you so much for sharing

  2. College was surprising fun!

  3. Jeena Bittenbender says:

    Awesome!!! Now if we could get all collages affordable for everyone it would do great things for our economy.

  4. I live in Mississippi and didn’t know about this. Thank you for posting this.

  5. College is so expensive you need something like this for that boost of help for their kids.

  6. Colorado has a similar program. Came too late for my folks to use it and I have no kids.

    slehan at juno dot com

  7. This sounds like an excellwnt program.

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